More Americans are finding themselves involved in motor accidents. In 2020, motor vehicle accident fatalities rose to record levels although Americans drove less. According to the NTSA, there’s been a 7.2 percent increase in fatalities from 2019. However, the effects of a car accident can be extensive and long-lasting in many facets. From impacting your financial stability to leaving you with mental health concerns, experiencing a car accident can change your life forever. Because of this, taking the right steps after a car accident is not just important; it is essential.
The Financial Fallout: Review Your Medical And Insurance Costs
Car accidents are not just scary; they can be expensive. Each year, car accidents cost $230.6 billion. The average cost to the driver can depend on several factors like the extent of your injuries, the state of your accident (some states have contributory negligence laws in place), and the damage to your car during the accident. The National Safety Council estimates the cost for a non-fatal car accident to be $78,000 while an accident with 1 death can cost approximately $1.41 million. If there are no injuries sustained, the average cost is $8,900.
Then there is the future impact on your earning ability. If your car is damaged or you sustain injuries, you may need to take time off of work. Similarly, if you sustain a long-term injury in the accident, your ability to return to work may be affected. While you cannot sidestep these expenses, you can prepare your finances for the impact. To avoid paying out of pocket for your car accident, ensure you file an insurance claim as soon as possible.
The Legal Implications: Speak To An Attorney
To alleviate the financial burdens of the car accident and learn about your legal rights, it is recommended that you consult a car accident attorney. According to personal injury expert Johnson Garcia, one of the telltale signs it may be time to speak to an attorney is if your insurance company is disputing your claim or the fault is unclear. If you feel like you shouldn’t pay for the accident due to someone else’s fault, you may also be able to file a claim against the insurance company.
The Medical Effects: Seek Support For Trauma And PTSD
It is not uncommon to experience emotional distress, trauma, or post-traumatic stress disorder after an accident. According to past studies, almost 10 percent of people experience PTSD after being involved in a car accident. In fact, motor vehicle accidents are the leading cause of PTSD for Americans. One way that can help you cope with this is to reach out to friends, family, or a therapist. Expressing your feelings about that event out loud can help you move past it. Also, some drivers can regain their confidence by taking defensive driving classes before getting behind the wheel again.
The impacts of a car accident do not always end with vehicle repairs. Remember that your return to normalcy can take time. Don’t feel rushed to do so overnight but starting with these steps can get you off to a good start.
Photo from Pexels by Burak Kebapci.
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